(a spoof for the heart)

How does unlimited bank withdrawals sound?

Not bad. Not bad at all… And it’s not a pipe dream. Unlimited withdrawals for all comers is a policy extended to anyone who visits Joyful Banker

The Joyful Banker is a parody of all things financial—dishing out whimsy and fun in every way possible. It’s dedicated to the true, but less-than-widespread, notion that people are much more valuable than money. And one’s true wealth is found through caring and sharing yourself (that’s how you get genuine interest, too).

This one-of-a-kind, whimsical institution is devoted to turning the way people think about money on its head. What’s truly worthwhile? What’s even better than money in the bank? A visit to this eccentric fool service non-bank punctures most never-questioned truths about wealth. Dare you risk it?

Joyful Banker priorities are quirky

• It doesn’t use real money (but there’s an unlimited supply of what it uses instead)
• It doesn’t make loans
• It doesn’t care how much funny munny you take—or what you do with it (though the idea is to share it)
• It doesn’t think money or things can ever be as worthwhile as people
• It’s sloppy with figures since it doesn’t expect to be paid back and only uses one denomination—a zillion bucks
• It’s always open for joy—whenever the heart is beating (forever redefining banker’s hours)

Joyful Banker is unlike any financial institution you’ve ever encountered. But it’s not a genuine bank or real money—just a spoof of one. That said, the Comptroller of the Currency (U.S. Treasury) doesn’t consider its financial documents and bogus bucks to be counterfeit money. (That’s true.) Be assured that no real money was
bent, folded, stapled, or mutilated in creating the bank.

Is this any way to run a bank?!!

It certainly is! Joyful Banker operates in a whole new way—based on joy and binkles (creating energy from connecting with people). The Banker delivers a high level of frivel (wordplay), giggle, and absurdity.

But there’s a plan behind it—to puncture what’s serious and soul-deadening with light-hearted jocularity.

New-fangled money and fresh ways to relate to it

Joyful Banker dishes out two types of money—joy bucks and binkle bucks. But they only come in one denomination—a zillion bucks (which is short of infinite). It doesn’t matter how much you spend, since there’s always plenty more.

Instead of you having to deposit into the bank, Joyful Banker deposits into you (and what you’re passionate about). The only accurate way to count such receipts is through your gut feelings-fun, joy, light-hearted abandon, a surge of energy.

Deposit and Withdrawal Policy

• Unlimited withdrawals—help yourself, and take enough to share
• Deposit joy and energy into others and their dreams—that creates genuine interest
• Joy is infinitely elastic—able to stretch to include an unlimited number of people and experiences (so there’s always enough)
• Checks don’t bounce there, because it disapproves of red ink or red faces
• The Banker doesn’t make loans or expect paybacks—since it doesn’t keep accounts (or any other records, either)
• The funny munny (joy bucks and binkle bucks) are simply a reminder to care and share yourself—bestow something truly infinite: a cheerful heart
• Joy bucks aren’t legal tender—but they make you feel tender

Fun trumps finances

There’s even a guarantee: It’s the funnest financial institution in the world. Joy taken daily (hourly, even better) abolishes the glums, boredom, or loneliness. Surely, that’s as good as money in the bank!